Mada

Start accepting payments with Mada, Saudi Arabia's domestic payment network.

Mada has partnerships with major card schemes like Visa and Mastercard, so the cards can be accepted both locally and globally.

Accepting Mada cards outside Saudi Arabia

When you process a Mada card outside Saudi Arabia, it behaves like any other debit card, so you can process a card payment without any need for specific configurations or extra parameters.

However, we recommend that you process Mada cards using 3D Secure and the card verification value (CVV) / card security code (CSC).

Accepting Mada cards within Saudi Arabia

To process Mada cards within Saudi Arabia's debit card network, you will first need to obtain a merchant ID from a Saudi Arabian card acquirer.

Authorization and void requests
Currently, you can only process purchases and refunds with Mada – authorization and void requests will be rejected.

Processing payments with Frames and Checkout.js

Once the customer submits the credit card form, the first six digits of their card – the bank identification number (BIN) – will be returned, and you'll need to compare this against the list of Mada BINs:

 Mada BINs
588845440647440795446404457865968208
588846493428539931558848557606968210
636120417633468540468541468542468543
968201446393588847400861409201458456
484783968205462220455708588848455036
968203486094486095486096504300440533
489317489318489319445564968211401757
410685432328428671428672428673968206
446672543357434107431361604906521076
588850968202535825529415543085524130
554180549760588849968209524514529741
537767535989536023513213585265588983
588982589005508160531095530906532013
588851605141968204422817422818422819
428331483010483011483012589206968207
419593439954407197407395520058530060
531196412565506968---

If the card's BIN matches one from the list above, you'll know it's a Mada card.

Next, follow these steps:

  1. Before you redirect the customer, send a hidden HTML field or another indication that the card type is Mada to your server. For instance: <input name=”cardType” type=”hidden” value=”mada”>.
  2. In the backend code, check if the posted hidden variable cardType was a Mada card. If so, make sure you:
    1. set "3ds.enabled" to true to process the payment with 3D Secure authentication,

    2. set "metadata.udf1" to "mada", and

    3. do not pass "capture" or "capture_on" in the request.

Processing payments with full card details

To process a Mada card with full card details, simply follow the steps in the Frames/Checkout.js section above.

The only difference is that you won't need to wait to receive the customer's BIN because you'll have full access to the card number. Simply get the first six digits from the card form, compare it with the Mada BIN list (see above), and then send a request with the required parameters described in the Frames/Checkout.js section above.

Mobile app integration

To process Mada card payments through a mobile app, follow the Frames/Checkout.js process above.

Like step 1 in that process, before you post the cart data and checkout data to your web server, you'll need to add a field to your API request that indicates whether or not it's a Mada card. For example: cardType:”mada”

Apple Pay integration

Mada cards processed through Apple Pay all have the same BIN: 506968

Mada cards can be processed the same way as other cards in Apple Pay, but you'll need to make sure that the device's payments permission is enabled for your merchant ID.

Also, in order to process Mada cards on the local Saudi Arabian network, you'll need to include mada in the supportedNetworks array.

Please contact your customer success manager if you’re not dealing with the acquiring bank directly.

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